| Protection |
Shopping
for mortgage protection insurance, life insurance, or annuities can be
tedious and frustrating. There are so many different types of insurance,
how will you know what is right for your family? Your Asheville
area mortgage protection case worker will answer all of the hard questions
for you. For the basics, though, please look over the following questions
that are on the minds of many mortgage holders here in Western North Carolina.
|
Mortgage
Protection Insurance |
|
| What
is Mortgage Protection Insurance? |
|
| Does
the amount of the death benefit decrease annually along with the mortgage
balance? |
| Is
the death benefit payable to the bank? |
|
| What
happens if I sell my house, move, or refinance? |
| What
is Return of Premium? |
| Mortgage
Protection with Return of Premium simply takes the gamble out of insurance.
If you never use your benefits, the insurance carrier will refund all of
the Mortgage Protection premiums you paid over the life of your policy in
full, GUARANTEED!
No strings attached. Many mortgage holders are attracted to this benefit
because it allows them to create their very own "forced savings"
(minus the .6% interest rate), all while protecting their most valuable
possession, their family. |
| |
Life
Insurance |
| What
types of life insurance do I have to choose from? |
| What
is required to qualify for life insurance? |
| Should
I apply for a Term life insurance policy? Or a Permanent life insurance
policy? |
| |
Disability |
| What is
Disability coverage? |
| Do I need
Disability coverage? |
| Is there
a waiting period before benefits take effect? |
| |
Annuities
and Retirement |
| What
is an annuity? |
| Is
there any way I can loose my money in an annuity? |
| How
do I qualify? |
| Can
I transfer funds from a savings, CD, 401K, or from other investments? |
| >>
Click here for a Free Quote! |
