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Shopping for mortgage protection insurance, life insurance, or annuities can be tedious and frustrating. There are so many different types of insurance, how will you know what is right for your family? Your Asheville area mortgage protection case worker will answer all of the hard questions for you. For the basics, though, please look over the following questions that are on the minds of many mortgage holders here in Western North Carolina.

Mortgage Protection Insurance

 
What is Mortgage Protection Insurance?  
Does the amount of the death benefit decrease annually along with the mortgage balance? 
Is the death benefit payable to the bank?         
What happens if I sell my house, move, or refinance?
What is Return of Premium?
 

Life Insurance

What types of life insurance do I have to choose from?
What is required to qualify for life insurance?
Should I apply for a Term life insurance policy? Or a Permanent life insurance policy?
 

Disability Coverage

What is Disability coverage?
Do I need Disability coverage?
Is there a waiting period before benefits take effect?
 

Annuities and Retirement

What is an annuity?
Is there any way I can loose my money in an annuity?
ABSOLUTELY NOT! Not one penny has EVER been lost in an annuity contract. Remember, you are using an insurance company to invest your money. The wealthiest, most stable industry in the country. Second only to the United States government, and that is only because they can print money. Did you know that the insurance industry controls 78% of all the money in America? The insurance companies in America alone have more money than all of the oil companies in the entire world put together! Get the point? They know what they are doing! They bailed the United States, including the banks and the government, out of the Great Depression almost 100 years ago. So any risk in the stock market is eaten by the insurance industry. You cannot loose money!
How do I qualify?
Can I transfer funds from a savings, CD, 401K, or from other investments?

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